Backed by Lloyd’s capacity, the program is offered exclusively by Pioneer Programs through wholesale brokers in the U.S. The coverage form includes third party bodily injury and first-person physical damage with limits up to $10 million. Coverage is underwritten and priced based on an inspection by 1st Watch Global.

“The Targeted Violence Program is designed to supplement liability coverage that currently exists by adding protection for unexpected and severe exposures not previously contemplated,” said Michael Kwan, president of Pioneer Programs. “Beyond comprehensive insurance coverage, the program offers an operational assessment by 1st Watch Global, which is designed to be the best defense against claims of negligence and/or lack of security.”

“Our global security experts, who include former FBI Special Agents, veteran law enforcement officers and private industry executives with both national and global experience, will implement the same processes and procedures used by the federal government and Department of Homeland Security,” said Raymond Holcomb, managing director of 1st Watch Global. “Through our partnership with Pioneer Programs, we are taking operational readiness and underwriting to the highest level.”

Comprehensive additional coverages include first-person bodily injury, property damage, business interruption, counseling services, funeral expenses, brand rehabilitation, emergency accommodations, forensic clean-up and more.

Covered exposures include terrorism, active assailants, events caused by cars or bombs and other targeted violence at schools, healthcare facilities, entertainment venues, houses of worship, the hospitality industry, malls, shopping centers and other organizations and businesses.

Operational assessments by 1st Watch Global will determine the preventative changes necessary to maximize security and ensure eligibility for the insurance policy. Assessments are available independent of insurance coverage through 1st Watch Global’s network of worldwide contractors.

Pioneer Programs Insurance Solutions, LLC Pioneer Programs Insurance Solutions, LLC is an insurance program administrator that builds and underwrites custom packages for certain industry segments. Its flagship program, Contractors’ Choice, was created in 1996. Based in Pasadena, Calif., Pioneer Programs has relationships with top industry carriers, including Lloyd’s of London. In administering each program, Pioneer Programs places a strong focus on loss control employing sophisticated risk management tools and forensic risk management that assist in assessing risks and helping policyholders mitigate those risks.