Brown and Joseph LLC

Description of Product or Services you would like to promote in the Association:

Brown & Joseph is a leading commercial insurance premium recovery firm that specializes in recovering delinquent premiums and overpayments for insurance carriers. With over 26 years of experience in the industry, we have successfully recovered over $3 billion in additional revenue for over 250 carriers worldwide. We have developed a best-in-class, proprietary cloud-based technology platform that provides advanced analytics and reporting capabilities. This enhances our clients' efficiency and enables them to achieve higher liquidation results in shorter periods of time. 

How does your product or service specifically target/benefit Program Administrators:

With out extensive experience and robust service offerings, Brown & Joseph can provide comprehensive solutions for managing delinquent premiums, deductible management, subrogation, and overpayment recovery efforts, challenges commonly faced by Program Administrators.

Brown & Joseph's solutions include a 24/7 OpenAccess portal, customized reports, premium audits, litigation & bankruptcy assistance, root cause analysis, workflow automation, and skip tracing. Additionally, we are the only debt collection agency with the onsite resources of CPAudits, a Brown & Joseph company which provides premium audit services to their insurance clients providing value add to all Program Administrators.

What differentiates your product from others in the marketplace?

Brown & Joseph differentiates itself in the marketplace through its 100% insurance-focused offerings. These offerings are specifically designed to address the complex challenges faced by Insurance Carriers, intermediaries, and program administrators/MGAs.

Employing teams with deep insurance sector knowledge, Brown & Joseph delivers a comprehensive range of services including premium collections, and overpayment recovery across Life, Health, and Annuity sectors. Our tailored solutions are meticulously designed to mitigate industry-specific issues. This approach results in significant reductions in write-offs and legal expenses while achieving higher liquidation results introduced timescales.

Our customer-centric approach to collection programs doesn't just focus on premium recovery, but also emphasizes maintaining our client's brand reputation and enhancing customer experience. This commitment to nurturing relationships is a fundamental aspect of our operations. 

Brown & Joseph also distinguishes itself with its unique pricing structure, which offers the same fee for pre-litigation. This strategy results in substantial cost savings on every dollar recovered for our clients.

Further cementing our reputation in the industry is the fact that Brown & Joseph represents 22 of the top 25 insurance carriers, as ranked by Direct Written Premium. This achievement serves as a testament to the trust and reliability that Brown & Joseph has cultivated in the insurance industry.