Advisen – March 8, 2022 – Distinguished Programs (“Distinguished”), a national insurance program manager, officially announced the expansion of its City Insurance program to select cities in CA and CO. Distinguished also revealed new umbrella coverage eligibility for condos and rentals with underlying City Insurance policies.

The City Insurance program is now available for small urban properties in Sacramento, Bakersfield, and Fresno, CA as well as Fort Collins and Colorado Springs, CO. The program extends its CA & CO footprint from Los Angeles, San Francisco, San Jose, San Diego, CA and Denver, CO. Distinguished covers 23 cities across the U.S.

“We are excited to be expanding our presence in CA and CO,” said Katie Vespia, Managing Vice President of City Insurance program at Distinguished. “City homes have unique needs that are not necessarily addressed in standard insurance policies. This coverage will play a pivotal role in helping brokers get the protection their city clients need.”

It caters to apartment buildings, co-ops, multifamily, brownstones, and mixed-used properties up to 100 units in a single building or listed on a schedule. Key coverages include Equipment Breakdown, Back-Up of Sewer and Drains, Terrorism (TRIA) coverage, Ordinance or Law A, B & C, and more.

In addition, Distinguished announced umbrella coverage availability for condos and rental properties with underlying City Insurance policies in select cities. Coverage is available through the Express Real Estate Umbrella with limits up to $5M. This program is tailored to smaller schedules (1-5 locations) and with lower limit requirements.