Written through Zurich, the program has no minimum premium and is specifically designed for private and charter schools typically smaller than other educational institutions written through GPP. It includes coverage for schools that have dormitories for student housing.
According to Mark McCrary, president of Glatfelter Public Practice, the number of charter schools is growing as a result of educational reform and parents’ demand for options and private schools typically represent a fairly stable market niche. The program features property, inland marine, equipment breakdown, crime, general liability, educators’ legal liability including employment practices liability, fiduciary liability, and umbrella. Student accident, environmental impairment liability and cyber liability may also be included. It has 25 property enhancements, 12 general liability enhancements and 16 automobile enhancements specially designed for educational institutions.
Glatfelter Program Managers (GPM) is a strategic business unit dedicated to Glatfelter Insurance Group’s program business. Based in York, Pa., GPM manages and markets several specialty programs, including Glatfelter Public Practice for educational institutions, municipalities, independent school bus contractors and water/sewer entities; VFIS for fire departments, ambulance and rescue squads, and 911 centers; Glatfelter Healthcare Practice for skilled care, assisted living, independent living, continuing care retirement communities (CCRCs), personal care and group homes, hospice, home health care agencies and other private homecare agencies; and Glatfelter Religious Practice for churches, synagogues and other religious institutions.