The program’s professional liability coverage solution now includes:
• Media Expenses coverage, which adds a $25,000 limit for media expenses relating to an adverse event, to help ensure that a policyholder’s professional reputation remains intact.
• Coverage for personal and advertising injury.
• License protection coverage in addition to the limits of liability.
• Health Insurance Portability and Accountability Act of 1996 (HIPAA) coverage limit increased to $30,000 aggregate.
• Coverage for property damage caused by a dental incident up to the Professional Liability Limits of Liability.
“The Dentist’s Advantage program continues to deliver a broad range of coverages and services designed to address the unique exposures dentists face in today’s business environment,” said Michael Loughran, President, Aon Affinity Healthcare. “Customers can feel confident that the professional liability insurance coverage, services and benefits they receive through Dentist’s Advantage will continue with our new program insurer, CNA.”
“For more than a half century, Aon has provided dentists with an industry leading Professional Liability insurance program,” said John Brand, Senior Vice President, CNA. “Our partnership will bring additional benefits to our Dentist’s Advantage members, because it leverages CNA’s extensive experience, products, services and industry knowledge to deliver insurance solutions designed to address our customers’ needs.”
The Dentist’s Advantage program includes:
• Flexible coverage limits
• Claim settlement only with policyholder consent
• Legal defense fees and costs in addition to the limits of liability
• Availability for all dental specialties in all 50 states
• License protection
• Coverage for employees and independent contractor dental hygienists
• 24/7 hotline staffed by experts specializing in dental risk management
By bringing together two industry leaders, Dentist’s Advantage and CNA, customers have a best-in-class program — from coverage to risk education to service. This powerful partnership, with almost 100 years of combined experience in the dental professional liability insurance market, capitalizes on the marketing, distribution, underwriting, risk control and claim experience of both organizations, to provide insurance solutions that meet the evolving needs of dental practices.
Dentist’s Advantage is a division of Affinity Insurance Services, Inc. (TX 13695); (AR 100106022); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services Inc.; in CA, Aon Affinity Insurance Services, Inc. (CA 0G94493); Aon Direct Insurance Administrators and Berkely Insurance Agency; and in NY, AIS Affinity Insurance Agency.
All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy.
About Aon Affinity
Aon Affinity is a trade name for Affinity Insurance Services, Inc. Aon Affinity combines the specialized knowledge of affinity program management with the extensive resources of a global company to help clients achieve their goals. With an innovative approach to program strategy, from the design of products and services to the delivery of the marketing message, Affinity offers full-service capabilities; technical expertise and industry knowledge to deliver value to clients. Visit http://www.aon.com/affinity for more information.
Aon plc (NYSE:AON) is a leading global professional services firm providing a broad range of risk, retirement and health solutions. Our 50,000 colleagues in 120 countries empower results for clients by using proprietary data and analytics to deliver insights that reduce volatility and improve performance.
For further information on our capabilities and to learn how we empower results for clients, please visit: http://aon.mediaroom.com.
CNA is the eighth largest commercial insurer in the United States. CNA provides a broad range of standard and specialized property and casualty insurance products and services for businesses and professionals in the U.S., Canada, Europe and Asia, backed by 120 years of experience and more than $45 billion of assets. For more information about CNA, visit our website at www.cna.com.
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